Getting involved with an accident can be very scary, but there are a few things you can do to help ensure your safety. Here are a few tips:
Insurance adjusters want to save their employers’ money
Insurance adjusters are hired by insurance companies to investigate claims. These adjusters are usually employed in property damage and personal injury claims. They may use deceptive and questionable tactics to deny a claim.
One of the more common tactics used by insurance adjusters is to delay paying out a claim. The reason behind this is to save as much money as possible for the company.
Insurance companies aren’t charitable entities, so they’re not exactly happy when they’re not making a profit. However, they do know that an accident victim has financial problems. In fact, they’re required to operate in a good faith by the federal government.
When you’re involved in an accident, you’re likely to have to pay for rental car expenses and lost wages. You’ll also need to pay for the repair of your vehicle. As the injury worsens, you’ll have to start paying for ongoing medical bills.
Insurers are not known for settling their claims fairly. Instead, they will often try to minimize the cost of your claim by pointing out what a minor incident it was.
Punitive damages are awarded for conduct that’s simply inexcusable
Punitive damages are awarded in the legal process to punish a defendant for misconduct. The award is based on the pattern of the conduct. Typical examples of punitive damages are awarded for willful and wanton misconduct, oppressive behavior and fraud.
Punitive damages are typically not awarded in the context of a breach of contract claim. Instead, the goal is to discourage others from engaging in similar conduct. However, in some cases, the monetary damage awards are reduced to compensate the victim.
In some cases, punitive damages can be awarded for injuries that are hard to detect or are intangible. This can include medical malpractice or product liability claims.
In determining the amount of punitive damages to award, a court will consider the duration and purpose of the conduct. It will also consider the intent of the perpetrator and his or her concealment of the wrongdoing.
Some courts will award punitive damages in addition to compensatory damages. They will typically limit the award to three or four times the compensatory damages.
Seek medical attention
If you are injured in an accident, you want to get the care you need as soon as possible. This will ensure you receive proper treatment and prevent worsening of your condition.
There are many car accident injuries, from minor bumps to broken bones. Some of these may not manifest until several days after the incident. A full evaluation may include x-rays, MRIs, and other internal medical examinations.
It’s not uncommon for people involved in an accident to feel ashamed, guilty, or both. While you may want to keep it to yourself, it’s important to seek medical help if you are injured. You may also be entitled to compensation if you’ve been injured in an accident.
The first thing you should do after an accident is call an ambulance. They will be able to evaluate you and determine if you need transportation to the hospital.
While you are waiting for the paramedics, you should take pictures of the scene and report your injuries to the police. These photos will prove helpful in resolving any disputes or lawsuits that might arise.
Place a value on your losses
Whether you are pursuing a lawsuit or an insurance claim, it is important to value your losses. This can be done with the help of a skilled truck accident lawyer. In order to properly calculate your damages, you will need to understand both economic and non-economic damages. Economic damages can be very straightforward to quantify. When a lawyer calculates your economic damages, he or she will look at the medical bills that you have already paid and the costs that you will incur in the future.
Emotional distress damages are harder to place a value on. A lawyer will do his or her best to estimate your emotional suffering, which includes post-traumatic stress disorder, anxiety, sleeplessness, and fear. An attorney may also calculate your future medical bills and lost income.